Workers’ Comp
Claims investigations, resolution strategy, and defensible outcomes.
INVESTIGATOR · LEADER · STRATEGIST
Where investigations,
claims strategy, and
intelligence meet.
An investigations and client-services leader helping organizations navigate complexity, reduce loss, and make stronger decisions across workers' compensation, SIU, fraud, and investigative operations.
“Clarity.
Strategy.
Accountability.
Results.
SIU & Fraud
Fraud strategy, evidence development, and investigative intelligence.
AOE/COE
Structured fact development around compensability and causation.
Surveillance
Purpose-driven surveillance strategy with clear investigative objectives.
Client Strategy
Trusted advisory support for carriers, TPAs, self-insureds, and teams.
Thought Leadership
Training, practical frameworks, and modern claims intelligence.
FEATURED BOOK · PRE-PUBLICATION
Beyond the Red Flags
From Suspicion to Evidence in Workers’ Compensation Fraud Investigations.
A practical framework for moving from initial concern to evidence that can withstand professional scrutiny.
About the Book →
CREDENTIALS
CIFIWCLSFCLSCA Licensed PI
Professional credentials grounded in insurance fraud, workers’ compensation, investigation, and compliance.
ABOUT
Experience built at the intersection of investigation and client strategy.
Michael LoMonaco brings more than two decades of experience across investigative services, enterprise client support, physical security, surveillance operations, fraud investigations, and team leadership.
His work centers on translating complex facts into clear investigative direction—helping claims, SIU, underwriting, legal, and leadership teams ask better questions and make more defensible decisions.
EXPERIENCE
A career shaped by investigation, security, technology, and service.
Investigations & Client Services Leadership
Leadership across workers’ compensation, SIU, AOE/COE, surveillance, investigative operations, training, and complex client relationships.
Government Facility Security Operations
Managed security operations, surveillance, emergency-response training, patrol functions, and risk reduction for a large federal facility.
Enterprise Security & Client Advisory
Partnered with enterprise clients on physical security, threat assessment, access control, video systems, complex implementations, and ongoing client support.
LICENSURE & CREDENTIALS
Professional standards matter.
BEYOND THE RED FLAGS
From suspicion to evidence.
Workers’ compensation fraud investigations rarely begin with proof. They begin with an inconsistency, a question, or a red flag that deserves closer examination.
Beyond the Red Flags focuses on investigative theory, surveillance strategy, open-source research, AOE/COE, premium fraud, interviews, documentary evidence, reporting, referrals, and disciplined evaluation of contradictory evidence.
“Red flags tell us where to look. Evidence tells us what happened.”
Pre-Publication Review Edition · 2026SPEAKING & TRAINING
Practical conversations for claims and investigative professionals.
Investigation Strategy
Workers’ Compensation Fraud
Premium Fraud
Surveillance Strategy
AOE/COE
AI & Claims Intelligence
START THE CONVERSATION
Connect with Michael.
For professional networking, speaking, training, thought leadership, and industry collaboration.